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Personal Loan

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Personal Loan

Personal Loan

Personal Loans with SOS Quick Loan Solution

Flexible, affordable, and designed for your success.

Apply for a personal loan from R10 000 up to R500 000 with interest rates starting from as low as 5.48%*.

Why Choose SOS Quick Loan Solution?

  • Simple & Secure Online Application – Apply anytime, anywhere through our safe online platform.

  • Fast Approval – Get feedback quickly and have funds in your account within 48 hours.

  • Fixed Interest Rates – Your repayment amount never changes, giving you complete peace of mind.

  • Flexible Terms – Repayment periods from 12 months up to 120 months (1–10 years).

  • No Collateral Required – Our loans are unsecured, so you don’t need to risk your car, home, or assets.

  • Protection Plan – Your loan includes a Personal Protection Plan covering death, disability, and retrenchment.

What You’ll Need to Apply

  • A regular monthly income of at least R6 000.

  • A good credit record (an added advantage).

  • Your active bank account details.

Required Documents

  • A clear copy of your South African ID.

  • Proof of residential address (recent document).

  • Up to 3 months’ recent bank statements or payslips as proof of income.

How to Apply

  • Complete our quick online application form.

  • Upload your supporting documents directly on our platform.

  • Applications are open Monday to Sunday, 8am – 5pm.

How Can You Use Your Loan?

Your SOS Quick Loan Solution personal loan is paid directly into your bank account. Use it for whatever you need most:

  • Home renovations

  • Education expenses

  • Travel or holidays

  • Medical bills

  • Debt consolidation

  • Lifestyle upgrades (electronics, furniture, etc.)

Responsible Lending, Trusted Partner

When you borrow from SOS Quick Loan Solution, you’re dealing with an authorised National Credit Provider with years of experience in South Africa’s financial sector. We practice responsible lending, so we’ll only approve what you can comfortably afford.

Interest Rates & Example

  • Maximum interest rate: 5.80% per annum (compounded monthly).

  • Your exact rate is  based on your personal risk profile.

  • Example: A R50 000 loan at 5.48% per annum over 72 months, would cost a total of R57,977.76.

Service Benefits at a Glance

  • Quick disbursal – money in your account fast

  • Minimal paperwork & fewer documents required

  • Collateral is optional

  • Affordable repayments with fixed rates

  • Attractive, competitive interest rates

  • Online EMI (installment) calculator for easy planning

  • Potential tax benefits

  • Peace of mind with comprehensive loan protection

✅ At SOS Quick Loan Solution, we make borrowing simple, secure, and stress-free—so you can focus on building the life you want.