Terms and Conditions of Use (“Website Terms”)
These terms and conditions govern your use of the SOS Quick Loan Solutions & Finance website, including submission of information requests, loan applications, and access to other online services provided by SOS Quick Loan Solutions & Finance.
1. Definitions
1.1 SOS Quick Loan Solutions & Finance – Refers to SOS Quick Loan Solutions & Finance (Pty) Ltd (“we”, “us”).
1.2 Website – Refers to the website accessible via [Insert Website URL].
1.3 User(s) / You / Your / Yourself – Any person accessing or using this website.
2. Acceptance of Terms
By accessing or using this website, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. If you do not agree, you must stop using this website immediately.
3. Loans
These terms regulate your use of the website and are not a loan agreement. Any loan request or agreement will be subject to separate, specific terms and conditions provided at the time of application.
4. Marketing
All promotional offers, whether on the website, social media, TV, radio, or other channels, are subject to a credit assessment. Offers must be read in conjunction with our terms and conditions.
5. Website Content and Modifications
We may update these Terms and Conditions periodically. Your continued use of the website constitutes acceptance of any changes. Always review the latest version before accessing or using our services.
6. User Obligations
You agree to use the website for lawful purposes only. You must not:
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Attempt unauthorized access to other systems
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Transmit unlawful or harmful material
While we strive for continuous access, we cannot guarantee the website will always be available or free from viruses or harmful components.
7. External Links
Links to other websites do not imply endorsement, and reliance on third-party content is at your own risk. Permission must be obtained before linking to this website.
8. Intellectual Property
All intellectual property, including text, graphics, logos, software, and domain names on this website, is owned by or licensed to SOS Quick Loan Solutions & Finance and is protected under applicable South African and international laws.
9. Comments and Feedback
We welcome feedback but you may not submit content that is unlawful, defamatory, abusive, threatening, or offensive. You remain liable for your comments.
10. Security
We implement reasonable measures to protect website content and information you provide. However, the internet is not completely secure, and we cannot guarantee absolute confidentiality or security.
11. Privacy
We respect your privacy and adhere to our Privacy Policy. Personal and sensitive information will not be shared outside SOS Quick Loan Solutions & Finance except as legally required. Technical data may be collected for analytics, including cookies, to improve website functionality.
12. Disclaimer & Limitation of Liability
The website is provided “as is”. We do not guarantee the accuracy, completeness, or availability of content and services. SOS Quick Loan Solutions & Finance will not be liable for any direct, indirect, or consequential losses arising from the use of this website. You indemnify us against any third-party claims resulting from your use of this website.
13. Mobile Devices
If accessing via mobile, you are responsible for ensuring your device and software are compatible and compliant with South African law.
14. Entire Agreement & Severability
If any term is deemed invalid or unenforceable, it will not affect the remaining terms, which will remain in effect.
15. Waiver
Failure to enforce these terms does not constitute a waiver of our rights to enforce them in the future.
16. Governing Law
These Terms and Conditions are governed by the laws of the Republic of South Africa. Any disputes will be subject to the jurisdiction of South African courts.
17. Legislative Disclosures
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Company Name: SOS QUICK SOLUTION (PTY) LTD
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Registration Number: 2024/234566/07